College Major ROI Calculator
Is your degree worth it? Input your major to see salary projections, debt payoff timelines, and career paths with earning potential.
Frequently Asked Questions
How does the College Major ROI Calculator work?▾
Enter your college major and optional student debt amount. Our AI analyzes labor market data to estimate salary progression (entry, mid-career, senior), debt payoff timelines, employment rates, and top career paths — giving you a complete financial picture of your degree.
Are the salary figures accurate?▾
The figures are based on aggregated US market data and should be used as informed estimates, not guarantees. Actual salaries vary by location, institution, GPA, internships, and individual performance.
What debt amount should I enter?▾
Enter your actual or expected total student loan debt. If you leave it blank, the calculator defaults to $30,000, which is close to the average US student loan debt.
Can I compare multiple majors?▾
Yes! Run the calculator for different majors and compare the ROI scores, salary projections, and career paths side by side to make a more informed decision.
Which college majors have the highest ROI?▾
Engineering, computer science, nursing, and finance consistently show the highest 20-year ROI. STEM majors earn 25–50% more on average than humanities majors. However, ROI varies significantly by school, location, and individual career trajectory.
Does the college I attend affect my major's ROI?▾
Yes, significantly for some majors. Engineering and CS ROI is strong at most schools. For business and liberal arts, school prestige has a larger impact on starting salary and career trajectory. Elite schools add 10–30% salary premium in the first decade.
Is a college degree still worth the investment?▾
On average, yes — bachelor's degree holders earn $1.2 million more over a lifetime than high school graduates. However, ROI varies dramatically by major, school cost, and debt level. High-cost schools with low-earning majors can have negative ROI.
How do I factor in student debt when choosing a major?▾
Follow the "1x rule": total student debt should not exceed your expected first-year salary. If average starting salary for your major is $45,000, avoid borrowing more than $45,000. Consider in-state tuition, community college transfers, and scholarships to reduce debt.
Should I choose a major based on passion or salary?▾
Neither extreme works well. Choose a major at the intersection of your interests, aptitudes, and market demand. You can pursue passion through electives, minors, and extracurriculars while building employable skills in your major.